Heartland Bank understands small business. Our Open for Business application makes it quick and easy to access finance – whether it is for working capital, purchasing stock, vehicles or a new franchise.
- Borrow up to $50,000 unsecured
- Secured loans up to $250,000
- Finance for starting up and growing your business
- No need to mortgage your home
- No need to change your bank
How to get a Small Business Loan
We understand that you’d rather spend time on your business and not filling out paperwork so we have made our online application easy.
Apply online wherever you are.
It only takes a couple of minutes to fill in your details and complete our online application.
Get a decision in seconds
We'll assess your business performance to let you know how much finance you can access.
We'll get in contact
One of our Open for Business specialists will contact you to confirm the details.
Interested in starting up your own business? Check out the business plan template available on the Business.govt.nz website.
Lending criteria, fees, and terms and conditions apply.